Heartlines Consulting

Desmond Chauke
Consumer Finance Education Programme Facilitator

Integrity is about taking the high road even when everyone else is taking shortcuts.

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Desmond Chauke

Consumer Finance Education Programme Facilitator

One value he believes the world needs most: Integrity.
"Integrity is about taking the high road even when everyone else is taking shortcuts. In the end success gained through honest means can stand the test of time, and that is what I strive for."

Find out more about our Values & Money project here. 

Neliswa Magibile
Consumer Finance Education Community Administrator

Respect should be earned, never given, even when a person of authority demands it.

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Neliswa Magibile

Consumer Finance Education Community Administrator

One value she believes the world needs most: Respect.
"Respect should be earned, never given, even when a person of authority demands it. They may have superiority—as a parent, as a boss, as a manager—but that does not automatically make them superior. You may feel like you have to comply to them, but you don’t. You are a person too .YOU deserve reciprocated respect."

Find out more about our Values & Money project here.

Fana Mahlangu
Consumer Finance Education Community Administrator & Programme Facilitator

The core value I believe in is Determination. We can always do better, as long as we always remain determined.

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Fana Mahlangu

Consumer Finance Education Community Administrator & Programme Facilitator

One value he believes the world needs most: Determination.
"The core value I believe in is determination. We can always do better, as long as we always remain determined."

Find out more about our Values & Money project here.

Tshepo Sitole
Consumer Finance Education Programme Facilitator

It takes discipline and sacrifice to impact generations, and self – control is the perfect value to re-imagine the outcome of my future and those coming after me.

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Tshepo Sitole

Consumer Finance Education Programme Facilitator

One value he believes the world needs most: Self-control.
"It takes discipline and sacrifice to impact generations, and self-control is the perfect value to re-imagine the outcome of my future and those coming after me."

Find out more about our Values & Money project here.

Arnold Ravhutulu
Consumer Finance Education Provincial Community Lead

Have a healthy body is very importance in our life. You become productive and always pro active at your work place.

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Arnold Ravhutulu

Consumer Finance Education Provincial Community Lead

One value he believes the world needs most: 
"Have a healthy body is very importance in our life. You become productive and always pro active at your work place. You can be successful and have everything you need or want in life (like money) but if you are not healthy you will never enjoy your success. I therefore encourage you all to live a healthy life style by doing exercise and having a good eating diet."

Find out more about our Values & Money project here.

Lerato Jaxa
Consumer Finance Education Provincial Community Lead

The most important value that one should live by is Honesty. I believe that honesty is key to freedom.

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Lerato Jaxa

Consumer Finance Education Provincial Community Lead

One value she believes the world needs most: Honesty.
"The most important value that one should live by is honesty. I believe that honesty is key to freedom"

Find out more about our Values & Money project here.