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Bonolo Mokua

Setting a healthy limit on how much debt you can take on

Setting a limit on how much debt you’ll allow yourself is a conscious decision to live within your means, preserve your peace of mind, and steadily improve your financial health. Like any boundary, it only works if you stick to it. And when you do, you’ll thank yourself.

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Resolve to cut your debt this year

Khensani Mlangeni has only one New Year’s resolution – to cut up her credit card. “A year ago I cut up my credit card because I wanted to pay it off and get rid of the debt. And I did,” Mlangeni says, “There was only problem – I had two.”

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