Budgeting

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Lessons from a taxi accountant

If you’ve ever sat in the front seat of a South African taxi, you probably didn’t plan on becoming a part-time cashier with zero training and a deep fear of being yelled at by strangers. Welcome to taxi accounting – the informal financial system that makes a stokvel treasurer's job look like a holiday.

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Hands on finances

How to have fewer hands on your finances

Money. It’s never really yours, is it? By the time your salary hits your account, it already has an array of fingerprints on it. So how do you take back control of your finances when it feels like they have become a communal fund?

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How to avoid Janu-worry

Ahhh, December – the month of family, friends, parties, and most importantly... early paydays and bonuses! You’ve got a swagger in your step as you wave goodbye to your office for 2024. Time to relax and unwind. After all, it’s been a long year, and you deserve to treat yourself, right?

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Christmas on a budget? Tips to set financial boundaries this festive season

'Tis the season for overspending and wrecking your credit… but it doesn’t have to be. Even with rising food costs and higher living expenses, you can plan your spending this ‘silly season’.

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Spring cleaning your finances

Spring signals a season of vibrance as all the colourful flowers start to bloom. But for some of us, it may help put into perspective how a personal season of change – especially when it comes to our finances – needs to come.

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Always waiting for the other shoe to drop – how to stop operating from a scarcity mentality

Bonolo Mokua reflects on her own journey of how a scarcity mindset impacted her financial well-being – and what she did to overcome it.

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Are you a penny pincher?

It might seem like the only way to not get into bad debt is to be a penny pincher. But that's not always the case. Read our tips on how to learn the value of spending without living an overly restrictive life.

Financial boundaries

How can you be generous and still set boundaries?

What happens when people-pleasers prioritize others' happiness above their own? We explore the valuable lessons of setting financial boundaries, learning when to say no, and guarding our financial well-being.

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Surviving 'black tax' and setting financial boundaries

How do we navigate family requests for money while still balancing our other financial responsibilities and goals?

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How the things we value impact our financial decisions and long-term goals

The things we value can have a significant impact on our financial decisions. Our values influence how we prioritize our spending and saving, as well as the goals we set for our financial future.

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How to talk to your kids about the value of money

Your money values are shaped by your childhood experiences with money, your current income, your social groups, and your goals and ambitions. Teaching kids about the value money helps them become responsible adults in the future.

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Indulging in a bit of responsible fun this festive season

We all want a reel-worthy Christmas, but ongoing financial strains might nip all our plans in the bud. Here is how not to go broke while chasing the ‘soft life’ this December.

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